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Contributing private capital

EDS
2025-08-01

Question

I have a yarn shop. When I order from my wholesaler, I always have to buy more than what customers buy. They buy per ball of yarn and I buy per pack of yarn. Sometimes the purchases are therefore greater than the income. To bridge this gap in my first year (= stock build-up), I regularly invest my own capital into the professional account. Is this also considered start-up capital or how exactly should I contribute this? I assume this also goes through income? I read in the learning center that it is best to enter a comment for start-up capital and record this, but what exactly should the comment say, because for me this is no longer start-up capital but rather stock build-up. Can you please help me? Thanks in advance. Els

Purely financial, the transfer from your current account to your business account. You don't need to do anything with this, it has no impact on your accounting :) Be sure to check out our learning center if you search for 'private', for example.

Shouldn't I enter this as income?

No, because a transfer from your private account to your business account is not income from your self-employed activity.It would also be unfair to declare it as income and then pay taxes on it. It is simply a transaction between your bank accounts.

It is like making a transfer from your private account to your savings account. But in this case, it is from your private current account to your business current account.

Thank you!

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