What is Article 37: Assimilation to a secondary occupation

The contribution scheme of Article 37 offers the self-employed in their main occupation and their assisting spouses the opportunity to reduce their social security contributions through assimilation to a secondary occupation. But what exactly does this scheme entail, and is it beneficial for everyone? In this article, we explore the details of this scheme and […]
Self-employed pensioner: how much do I have to pay in social security contributions?

Are you retired but still working as a self-employed person? In many cases, you will still have to pay social security contributions. But the good news is that as a self-employed pensioner, you pay a lower rate than ordinary self-employed persons. How much do you pay in social security contributions as a self-employed pensioner? The […]
Self-employed student: The 5 most important tax figures in 2024

Student life can be an exciting time, full of new experiences and challenges. For some, 1 of those challenges is starting your own business as a self-employed student. Whether you tutor, are a photographer or run an online webshop, understanding the tax aspects of self-employment is crucial to avoid financial surprises at the end of […]
Everything you need to know about social security contributions as a self-employed person

Social security contributions are paid by everyone, yet there are many questions. How much does it cost? When do I have to pay? And do I build up a pension as a self-employed person? In this article, we recap the essentials of social security contributions as a self-employed person. What are social security contributions 🔎 […]
Calculating social security contributions self-employed student

Social security contributions for self-employed students Provisional contribution 💸 As a self-employed student, you pay a provisional contribution every quarter. This amount is based on your net taxable annual income from three years earlier. Have you been self-employed for a shorter time? Then you pay provisional social security contributions of € 93.04 quarterly. If your […]
How much social security contributions do I pay as a self-employed person in secondary occupation?
Even as a self-employed person in secondary occupation, you cannot escape it: social security contributions. Every 3 months, you can expect a statement from your social insurance fund in your (digital) mailbox. Which means that every year you have to pay no less than 20.5% of your taxable income to the state. How exactly does […]
Calculating social security contributions self-employed in main occupation

Social security contributions for self-employed in main occupation (sole proprietors) Provisional contribution 💸 As a self-employed person in main occupation, you pay a provisional contribution every quarter. This amount is based on your net taxable annual income from three years earlier. Have you been self-employed for a shorter time? Then you pay provisional social security […]
When to optimise social security contributions as self-employed?

There are several scenarios in which it may be appropriate to update your social security contributions. Here are some common situations: 1️⃣ Income increase: If you expect a significant increase in your income from three years ago, it may be wise to increase your contributions to avoid a large additional payment afterwards. 2️⃣ Income decrease: […]
How to optimise social security contributions from your sole proprietors?

Social security contributions are an important part of your financial obligations as an independent sole proprietor. In this article, you will discover what the options are, so that you do not pay unnecessary costs and do not encounter unpleasant surprises. 💪 Three options to update your social security contributions Depending on your specific situation, you […]