{"id":94889,"date":"2026-04-16T16:13:43","date_gmt":"2026-04-16T14:13:43","guid":{"rendered":"https:\/\/dexxter.be\/how-much-can-you-earn-as-a-self-employed-pensioner\/"},"modified":"2026-05-15T13:27:10","modified_gmt":"2026-05-15T11:27:10","slug":"how-much-can-you-earn-as-a-self-employed-pensioner","status":"publish","type":"post","link":"https:\/\/dexxter.be\/en\/blog\/how-much-can-you-earn-as-a-self-employed-pensioner\/","title":{"rendered":"How much can you earn as a self-employed pensioner in 2026?"},"content":{"rendered":"\n

As a self-employed pensioner<\/a> in Belgium, you are allowed to earn additional income under certain conditions. The amount of additional income permitted depends on your age, length of service and the type of pension you have received. Below is a summary of the rules applicable in 2026.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Do you also have a flexi-job? If so, since January 2025 there has also been an income limit for flexi-jobs. Self-employed income and flexi-jobs have separate as well as combined rules. This can make things complicated, but we explain everything with examples. That way, you can sleep soundly.<\/p>\n\n\n\n

\u2705 Unlimited additional income<\/h2>\n\n\n\n

You may earn unlimited additional income without affecting your pension if:\u200b<\/p>\n\n\n\n

    \n
  • You have reached the statutory retirement age (66 years in 2026).<\/li>\n\n\n\n
  • You retired before the statutory retirement age, but can demonstrate a career of at least 45 years at the time of retirement.<\/li>\n<\/ul>\n\n\n\n

    In these cases, you may continue to work as a self-employed person without any income restrictions.\u200b<\/p>\n\n\n\n

    \u26a0\ufe0f Limited additional income<\/h2>\n\n\n\n

    If you have not yet reached the statutory retirement age and cannot demonstrate a 45-year career<\/strong>, or if you have only received a survivor\u2019s pension, income limits apply. For self-employed activities in 2026, the net annual income limits are as follows:\u200b<\/p>\n\n\n\n

    Statutory retirement pension income limits<\/h3>\n\n\n\n
      \n
    • Without dependent children: \u20ac8,346<\/li>\n\n\n\n
    • With 1 dependent child: \u20ac12,519; for each additional dependent child, the amount is increased by \u20ac4,711<\/li>\n<\/ul>\n\n\n\n

      Survivor\u2019s pension income limits<\/h3>\n\n\n\n
        \n
      • Without dependent children: \u20ac18,844<\/li>\n\n\n\n
      • \u20ac28,266 with 1 dependent child; for each additional dependent child, the amount is increased by \u20ac4,711<\/li>\n<\/ul>\n\n\n\n

        If you exceed these limits, your pension will be reduced in proportion to the amount by which the limit is exceeded<\/strong>. If you exceed the limit by 25% or more, you will experience a loss of a quarter of your statutory pension. If you exceed the limit by 100% or more, your pension will be suspended for the entire calendar year.\u200b<\/p>\n\n\n\n

        \ud83d\udc69\u200d\ud83d\udcbc Flexi-jobs and other additional income<\/h2>\n\n\n\n

        For pensioners in flexi-jobs, an additional income limit<\/strong> will apply from 1 January 2025. If you have not yet reached the statutory retirement age and your career spans less than 45 years, you may earn a maximum of \u20ac7,876 per year in a flexi-job.<\/p>\n\n\n\n

        \u26a0\ufe0f But be careful: the general income limit discussed above also remains in force. This means that your net taxable income as a self-employed person and your income as a flexi-jobber are added together for the purposes of the general limit.<\/p>\n\n\n\n

        If your flexi-job income exceeds this limit, your pension will be reduced proportionally by half the percentage of the excess.<\/strong><\/p>\n\n\n\n

        This is therefore less than for a self-employed person, where the pension is reduced entirely proportionally by the percentage of the excess.<\/p>\n\n\n\n

        <\/p>\n\n\n