Hi, <\/P>
To start my activities as a freelancer (as a secondary occupation), I need to make purchases of a laptop and a mobile phone. I was given advice to apply for a business loan for this, as it would be more advantageous (and it is also more financially comfortable to borrow this amount). However, KBC’s proposal is not that good: 5.3% interest, 125 euro in administrative costs, 22 euro in management fees per quarter and 15% own contribution in addition to vAT. This brings me to +435 euro on an amount of 2212 euro<\/STRONG>. To make a comparison: on a personal loan <\/STRONG>for the same amount, I would only pay 187 euro extra<\/STRONG>. <\/P> Can someone give me an explanation as to whether it is still more interesting to take out a business loan? <\/P> Thanks for your help!<\/P> Kind regards, <\/P> Femke<\/P><\/p>\n","protected":false},"template":"","class_list":["post-88427","communityvragen","type-communityvragen","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/dexxter.be\/en\/wp-json\/wp\/v2\/communityvragen\/88427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dexxter.be\/en\/wp-json\/wp\/v2\/communityvragen"}],"about":[{"href":"https:\/\/dexxter.be\/en\/wp-json\/wp\/v2\/types\/communityvragen"}],"wp:attachment":[{"href":"https:\/\/dexxter.be\/en\/wp-json\/wp\/v2\/media?parent=88427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}